Middle Age Miles

Approved for the US Bank Radisson Rewards Business Visa Using a Still-Working Link – Experiment Success! [UPDATED: Sign-Up Bonus Confirmed!] [UPDATE 6/26/19: Link Now Dead]

radisson rewards business visa card us bank application sign-up bonus alive not dead
US Bank Radisson Rewards Business Visa

UPDATE as of 6/26/2019 – Unfortunately, the “unofficial” link to apply for a US Bank Radisson Rewards Business Visa card that we discussed in this article is now dead. Congratulations to those who heeded our advice and picked up this useful card while the link was still working!


About 2 weeks ago, we experimented with an application for a US Bank Radisson Rewards Business Visa card. The card had been removed from the public-facing US Bank credit card web pages, and there were reports that it may be discontinued for new applicants. However, we discovered a still-live “hidden” link (thanks again to those who helped us find the link!), so we submitted an application, which was accepted by the US Bank system. We wrote all about the still-live link and our application process, and it turned out to be one of our most popular articles on Middle Age Miles:

When we applied, our application went pending. US Bank told us that we’d receive a decision by US Mail in 7-10 business days.

Well, we’ve now received the verdict – approved!

Approval Confirmation

Here’s the letter we received from US Bank confirming our approval:

The card also shows up in our US Bank online account:

We haven’t received our actual card yet, but we expect to see it soon.

What About the Sign-Up Bonus?

In our earlier article, we discussed that we believe that this card has a sign-up bonus of 50,000 Radisson points after our first purchase, plus an additional 35,000 Radisson points after $2,500 in purchases in the first 90 days the account is open. This was based on the card’s historical bonus plus data points we reviewed from other sources.

Our application through the still-live “hidden” link didn’t contain any explicit mention of a sign-up bonus, so we were taking a bit of a leap of faith here.

Now, you’ll notice that our approval letter doesn’t mention the sign-up bonus.

At this point, we’ll make a purchase once we receive the card and then watch our Radisson Rewards account closely to see if the “first purchase” part of the expected sign-up bonus posts. This may not occur until after our first statement closes. If the “first purchase” part of the bonus posts, then we’ll knock out the rest of the $2,500 spend for the second part of the bonus.

We’ll update this article (and/or post a new article) when we learn more about the sign-up bonus.

UPDATE as of 6/10/2019, 2:30 pm Central time – Card Received; Sign-Up Bonus Confirmed!

We received our card today. The card came with a letter confirming the sign-up bonus. It’s exactly as we expected – 50,000 Radisson points after our first purchase, plus 35,000 more points after we spend $2,500 on our card in the first 90 days.

The letter we received with our card is very detailed and also confirms other key benefits such as the 40,000 point bonus each year after we renew, Radisson Rewards Gold status, and up to 3 free night e-certificates (one for each $10k spend up to $30k, issued upon card renewal by paying the annual fee).

Here’s a copy of the letter:

We successfully activated our card with no issues. We also needed to talk to an agent about a minor issue and took the opportunity to ask her about how the card is connected with a Radisson Rewards account if the cardholder didn’t have one before. She said that in this case, a Radisson Rewards account would be automatically created in the cardholder’s name. The account number would appear on the 2nd page of the first card statement, and the card account and Radisson Rewards account would be automatically connected.

What About the “Hidden” Link? Does It Still Work?

Yes, it appears that the “hidden” application link is still live. We checked it again today, and it still connected to an online application for the US Bank Radisson Rewards Business Visa card. [UPDATE as of 6/26/2019 – Link is now dead.]

The application link worked slightly differently today than it did when we applied 2 weeks ago. Then, the link went to a US Bank web page that listed 3 Radisson Rewards personal cards in addition to the Business card, and you had to click “Apply Now” for the Business card to reach the application. Today, though, the “hidden” link took us directly to the application page for the Radisson Rewards Business card. (Reader RoamingRedPanda had the same experience, according to their Comment to the original article.)

So, if you’d like to apply, we believe that the link still works (and we have our fingers crossed that the sign-up bonus is intact!). Here’s the link again (not a referral link):

Best of luck if you give the application a shot!

Do you have additional data points on the US Bank Radisson Rewards Business Visa card, the sign-up bonus and/or the “hidden” link? If so, please share with us and other Middle Age Miles readers in the Comments!

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15 thoughts on “Approved for the US Bank Radisson Rewards Business Visa Using a Still-Working Link – Experiment Success! [UPDATED: Sign-Up Bonus Confirmed!] [UPDATE 6/26/19: Link Now Dead]

    1. Craig at Middle Age Miles Post author

      Thanks Greg! I was very glad to find this and share it. I hope you and and your family are having a great summer. ~Craig

  1. Sue

    I received the “7-10 day” letter and they want me to provide additional info via a phone call. They do not detail what that entails. Any DPs on the info they will ask for? Thanks.

    1. Craig at Middle Age Miles Post author

      Hi Sue – Good question. We haven’t experienced this personally, but here’s what we’ve learned from friends and reading other DPs. It seems like the majority of these calls are simply to verify the business – make sure that you are who you say you are and such. Those are no problem and generally result in immediate or near-immediate approval.

      But sometimes, Barclays does a much more intense review of the business, its legitimacy, need for the credit line, etc, etc. When this happens, it seems that Barclays people are competent and thorough with their questioning and analysis.

      At this point, I don’t think you can tell which you’re getting for sure. But if they’re just asking for a phone call – as opposed to sending you a letter with a detailed list of business-related documentation they want to see – my best guess is that it will be more along the lines of simple business verification. I’m very interested to hear how it goes. Fingers crossed for you and your application – good luck! ~Craig

    1. Craig at Middle Age Miles Post author

      Haha, I see where you’re going with that 🙂

      My understanding is that, typically, Barclays won’t approve you for a card if you already have the same card open. After you close a card, you’re eligible to receive another, at some time & place known only within some deep internal workings at Barclays; your play is to wait what you feel like is some “reasonable” amount of time after closing (maybe a few months?) and give it another shot.

      Good luck, AskingForAFriend! Thanks for reading Middle Age Miles, and I hope you continue to enjoy it. ~Craig

    1. Craig at Middle Age Miles Post author

      Sorry about that – good catch! Not sure why my brain went to Barclays instead of US Bank. In general, I believe the answer is the same for US Bank as I described for Barclays – cards are churnable (after “some” amount of time) but I don’t believe they’ll approve you for a card you currently hold. At least I haven’t seen any DPs of anyone getting approved for a USBank card they currently held.

      Please let us know if you have any DPs to the contrary. Thanks! ~Craig

  2. Burton

    Just gave it a try and received the same “unable to provide a decision on [my] application at this time” and I’d be notified by mail within 7-10 days message then clicked to a balance transfer page and completed application. Fingers crossed!

    1. Craig at Middle Age Miles Post author

      Hi Burton – Thanks for the comment. That’s good news that the link is still working for applications. Hopefully you’ll have good news to report within 7-10 days!

      Thanks also for reading Middle Age Miles. I hope you continue to enjoy it! ~Craig

    2. Burton

      They ran my credit on 6/12 but still nothing in the mail – but I do see in my US Bank Log-in that a new business card has been added!

      It doesn’t specify that it is a Radisson card but I think that is typical for US Bank cards. The credit limit is astonishing, more than double any other personal or business card I have and triple the personal US Bank card I added about a year ago.

      The application link is also dead now.

      1. Craig at Middle Age Miles Post author

        Hi Burton – Thanks for the update. Seems pretty certain that the new account showing up in your US Bank online account is the Radisson Rewards Biz card – congrats! Our sequence was the same – the new account showed up in our online account before the card actually arrived. Similar timing as well.

        Great point on the credit limit. Ours was exactly the same – huge credit limit. US Bank is funny – it’s hard to get approved, but if you can get an approval they give loads of limit. It also seems unusual to give super-high limits on a card where they’ve apparently experienced above-normal incidences of fraud!

        Congrats again on your approval! The link was dead for me too, so I’ll update the post accordingly. ~Craig

  3. Burton

    So… my first statement came and despite showing my purchases in the detail and correctly showing $0 payments to date it says the statement balance is $0 and no payments due. Any suggestions? As much as I’d like to put xx,xxx on it I’m guessing at some point they’ll figure out their mistake and try to charge me back interest if I don’t call in and correct them now. Also it didn’t seem to give me any points.

    1. Craig at Middle Age Miles Post author

      Hi Burton – You’re right, US Bank makes this extremely confusing. They set up a “Central Bill Account” that is different from the card account. (I know, this doesn’t make much sense.) I had to set up a US Bank online business account and then access and pay from there. You can’t just pay from your online account for your personal cards, even though the Radisson Rewards Biz card shows up there. I apologize that I don’t remember the exact steps better to lay them out for you. Call US Bank customer service if you need to – but don’t neglect the bill!!! ~Craig

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