Advertisements
Middle Age Miles

Credit Cards

Keep or Cancel – US Bank Altitude Reserve – and Did I Get a Retention Offer?
Keep or Cancel – US Bank Altitude Reserve – and Did I Get a Retention Offer?

Keep or Cancel – US Bank Altitude Reserve – and Did I Get a Retention Offer?

Executive Summary The $400 annual fee recently posted on my US Bank Altitude Reserve Visa Infinite card (USB AR). We performed our usual review of the benefits of the card compared to the annual fee and made a retention call…

Advertisements
A Strategy to Convert Amex Airline Fee Credits to AA Travel Vouchers (Today & Tomorrow Only; May Be Risky)
A Strategy to Convert Amex Airline Fee Credits to AA Travel Vouchers (Today & Tomorrow Only; May Be Risky)

A Strategy to Convert Amex Airline Fee Credits to AA Travel Vouchers (Today & Tomorrow Only; May Be Risky)

Introduction Ever since the demise of the gift-card-purchase method in early 2019, it has become increasingly difficult to effectively use Amex airline fee credits. In 2020, this problem has become even more challenging due to coronavirus-related restrictions bringing air travel…

Bravo Codes as Online Purchase for Citi Prestige 5x Online Promo
Bravo Codes as Online Purchase for Citi Prestige 5x Online Promo

Bravo Codes as Online Purchase for Citi Prestige 5x Online Promo

Last week, we reported on the Citi Prestige 5x promotion for online purchases. The promotion is in effect from 6/2 through 8/31/2020. Its terms were a bit vague, but in general it promised a total of 5x ThankYou Points (TYPs)…

Curve: Possible Opportunities When This UK-Based Card Launches in the US
Curve: Possible Opportunities When This UK-Based Card Launches in the US

Curve: Possible Opportunities When This UK-Based Card Launches in the US

Introduction The Curve card is currently a UK-based card product. In short, it operates like this: You get a Curve account and physical Curve card, which is a Mastercard debit card. You can then link other credit and debit cards…

Citi Prestige Promo for 5x on Online Purchases & Our Plans for Using It
Citi Prestige Promo for 5x on Online Purchases & Our Plans for Using It

Citi Prestige Promo for 5x on Online Purchases & Our Plans for Using It

Introduction and Details of the Promo Last week, Citi introduced a promotion for bonus ThankYou Point (TYP) earning on its premium Prestige card – 5x TYPs for online purchases. Oddly, the promotion wasn’t formally announced; rather, the Citi PR team…

Barclays AA Card 3x Promotional Offer [Targeted] – With Additional & Favorable Details
Barclays AA Card 3x Promotional Offer [Targeted] – With Additional & Favorable Details

Barclays AA Card 3x Promotional Offer [Targeted] – With Additional & Favorable Details

Barclays’ Confusing 3x Promotional Offer Last Friday (May 22), Barclays initiated a promotional offer on its AA co-branded AAdvantage Aviator Red and Silver cards. The offer was targeted, but it seemed to be widely received by many cardholders. The offer,…

Additional Details on AA Coronavirus “No Change Fee” Policy Make It Difficult to Bank Amex Airline Fee Credits
Additional Details on AA Coronavirus “No Change Fee” Policy Make It Difficult to Bank Amex Airline Fee Credits

Additional Details on AA Coronavirus “No Change Fee” Policy Make It Difficult to Bank Amex Airline Fee Credits

Introduction and Background Ever since gift cards stopped working to redeem Amex airline fee credits in early 2019, it’s become much tougher to redeem the credits. This is especially true for people who mostly fly on American Airlines, as so…

Using Our Remaining US Bank Altitude Reserve Travel Credit on a Gift Card – and Double Dipping Real-Time Rewards to Boot
Using Our Remaining US Bank Altitude Reserve Travel Credit on a Gift Card – and Double Dipping Real-Time Rewards to Boot

Using Our Remaining US Bank Altitude Reserve Travel Credit on a Gift Card – and Double Dipping Real-Time Rewards to Boot

Introduction Like many people in our current movement-restricted world, we’ve had a challenge using some of the travel credits that come as benefits of certain credit cards we hold. Recently, we had a successful experience using the remaining travel credit…

Grocery-Spending to Diamond Status on the Amex Hilton Surpass Card
Grocery-Spending to Diamond Status on the Amex Hilton Surpass Card

Grocery-Spending to Diamond Status on the Amex Hilton Surpass Card

Executive Summary It’s possible to earn Hilton Honors Diamond status by spending $10,000 at US Supermarkets on an Amex Hilton Honors Surpass card from 5/1 through 7/31/2020. How It Works Earlier this month, Amex introduced a number of temporary enhancements…

[Updated 5/14/20] Summary of Consumer-Friendly Changes to Card Benefits and Loyalty Programs
[Updated 5/14/20] Summary of Consumer-Friendly Changes to Card Benefits and Loyalty Programs

[Updated 5/14/20] Summary of Consumer-Friendly Changes to Card Benefits and Loyalty Programs

Introduction Over the past few weeks, we’ve seen credit card companies and loyalty programs introduce many consumer-friendly changes. There have been so many that it’s hard to keep up with everything! Last week, we published a summary of the consumer-friendly…