Introduction & Background This week, Philly and I were supposed to be in Barcelona, in the midst of a week-and-a-half trip to western Spain (Catalonia region) and Andorra. Accompanying us would have been Middle Age Miles daughter Maria and her…

Introduction & Background This week, Philly and I were supposed to be in Barcelona, in the midst of a week-and-a-half trip to western Spain (Catalonia region) and Andorra. Accompanying us would have been Middle Age Miles daughter Maria and her…
Introduction One of the things we like to do in our Trip Reports is to provide our thought processes and strategies with respect to all of our bookings. In a very limited sense, our readers may be able to replicate…
Introduction When you are earning points and miles and considering possible redemptions, it is critically important to have a general understanding of the value of those points and miles. All points and miles are not created equal! Thus, back in September 2018…
Introduction The Chase Ink Preferred (CIP) business card has the best sign-up bonus currently available in the points-and-miles world – 80,000 Chase Ultimate Rewards (UR) points after $5,000 in purchases within the first 3 months (referral link). It’s also a…
UPDATED 2/28/19, 3:45 pm CST: Doctor of Credit is reporting that 3x on Venmo using CIP is dead as of 2/26/19. We can confirm that our personal Venmo transactions on 2/26/19 earned 1x UR points. Rest in peace, great UR-earning…
Executive Summary RoomiPay has now been confirmed to code as Travel and earn 3x Chase Ultimate Rewards (UR) points, for payments made using a Chase Sapphire Reserve (CSR) card. The standard fee for RoomiPay payments is now 2.9%. This gives…
Hat Tip to Doctor of Credit and Reddit Churning (especially duffcalifornia) for the data points: Dating back to last year, Chase instituted a “one Sapphire card” rule that limits cardholders to holding only one card from its Sapphire family at…